Principles for Sustainable Insurance (PSI) – UNEP FI

Principles for Sustainable Insurance (PSI) – UNEP FI


UNEP FI Principles for Sustainable Insurance Initiative

Type(s) of Tool

PrinciplesSupport sustainability incorporation at institutional or strategic level, less specific than Guidelines.


Tools applicable to all sectors

Lifecycle Phase(s)

FinanceDevelopers decide how to pay for their project.

Open Source


Language Availability

Arabic, Chinese, English, French, Portuguese, Spanish

Country of Origin


Date of Development



The Principles for Sustainable Insurance (PSI) provide global guidance on the integration of environmental, social, and governance (ESG) risks into insurance underwriting. The purpose of the tool is to foster a resilient insurance industry based on holistic and far-sighted risk management in which ESG issues are considered. Thereby, the PSI promote a risk aware world, where the insurance industry is trusted and plays its full role in enabling a healthy, safe, resilient and sustainable society. Progress reports by signatories are submitted annually. The Principles are part of the insurance industry criteria of the Dow Jones Sustainability Indices and FTSE4Good.

Tool Outcome

Insurers can become signators of the PSI. Signatories have to report annually on their progress in applying the principles. Signatories account for more than 25 % of the world premium volume and USD 14 trillion in assets under management.

Sustainability Criteria

The signatories agree to the following sustainability measures:
– Decision-making along ESG criteria
– Awareness-raising on ESG criteria with clients & partners
– Collaboration with governments & regulators to promote action on ESG criteria
– Accountability & transparency of progress in ESG implementation